If you bank with GTBank (Guaranty Trust Bank), then you’ve probably used or heard of the famous 737# — GTBank’s USSD magic number. This simple code has made banking easier for millions of Nigerians, allowing you to send money, buy airtime, check balances, and even pay bills without internet or smartphones.
If you just want the basics — how to transfer or buy airtime with 737# — see our Quick Guide to GTBank 737
But if you’d like all GTBank USSD codes for 2025 — including account management, loan requests, PIN reset, and security features — this post has it all.
What is GTBank’s USSD Code?
The code is *737#.
It allows customers to access banking services quickly through any mobile network (MTN, Glo, Airtel, T2) — no data required.
You must, however, dial 737# from the phone number linked to your GTBank account to complete transactions successfully.
| Function | USSD Code | Description |
|---|---|---|
| Check account balance | *737*6*1# |
Displays your GTBank account balance instantly |
| Transfer to GTBank | *737*1*Amount*Account Number# |
Send money to another GTBank account |
| Transfer to other banks | *737*2*Amount*Account Number# |
Transfer to any Nigerian bank |
| Airtime (Self) | *737*Amount# |
Recharge your GTBank-linked number |
| Airtime (Others) | *737*Amount*Recipient Number# |
Send airtime to friends or family |
| Data purchase | *737*4# |
Buy mobile data for yourself or others |
| Bill payment | *737*50# |
Pay bills like DSTV, electricity, and more |
| Cardless withdrawal | *737*3*Amount# |
Generate a code to withdraw cash without ATM card |
| Loan request | *737*51*51# |
Apply for a GTBank Quick Credit loan instantly |
| Account opening | *737*0# |
Open a new GTBank account via phone |
| Block account | *737*51*74# |
Instantly block your account if your phone is stolen |
| Generate OTP | *737*7# |
Create a One-Time Password for secure online transactions |
| Card hotlist (Block ATM card) | *737*51*10# |
Instantly block your GTBank ATM card |
| Account number retrieval | *737*6*2# |
Retrieve your GTBank account number |
| Salary advance | *737*8*2# |
Access your eligible salary advance instantly |
Tips for Using GTBank USSD Banking Safely
-
Always dial 737# from your registered GTBank number.
-
Never share your PIN or OTP with anyone — not even bank staff.
-
In case of phone theft, block your GTBank account instantly using
*737*51*74#. -
Set a strong 4-digit PIN the first time you use USSD banking.
-
Keep your phone number secure — it’s your key to mobile banking.
Why GTBank USSD Codes Still Matter in 2025
Despite the rise of mobile apps, USSD remains the most accessible banking tool for millions of Nigerians. Whether you’re in a remote area without internet or just prefer quick transactions, 737# is fast, reliable, and works on all mobile phones.
GTBank’s 737# USSD platform continues to lead Nigeria’s mobile banking innovation — combining simplicity, speed, and security. With these GTBank USSD codes, you can perform nearly every banking transaction in seconds, wherever you are.
So next time you forget your app password or run out of data — just dial 737#, and you’re good to go.
Common Issues and Fixes
1. “Invalid MMI code” error:
– Ensure you have network signal and enough airtime balance.
2. “PIN incorrect” message:
– Reset your PIN using *737*5#.
3. Transaction not going through:
– Try again after a few minutes or switch to a stronger network area.
FAQs
Q1. How do I activate GTBank USSD codes?
Dial *737#, enter your account details, and set a 4-digit PIN to secure transactions.
Q2. Is GTBank USSD service available on all networks?
Yes. MTN, Airtel, Glo, and 9mobile users can all use *737#.
Q3. Does GTBank charge for using 737#?
Yes, standard network and transfer fees apply, usually between ₦6.98–₦26 per transaction.
Q4. Can I use 737# abroad?
Only on your registered Nigerian SIM card with active roaming.
Q5. What’s the GTBank code for BVN check?
Dial *737*6*1# to see your BVN linked to GTBank.
You may also like: