Nigerian banks offer various ways to transfer money and carry out related transactions, such as apps, online banking, PoS, and USSD. However, of all these options, the USSD remains the simplest, fastest, and most convenient way. This so because it doesn’t require internet nor a smart phone. Therefore, in this article, you will be provided with the USSD codes for all Nigerian banks.
USSD codes for all Nigerian banks
No list of USSD codes will be complete without GTBank’s 737 code. This is so because they were the first to introduce it and make it popular among Nigerian commercial banks, even if they were not the pioneers in the financial industry as a whole. This list will, therefore begin with GTBank’s.
GTBank USSD codes
- To open an account: Dial *737*0#
- Account reactivation: Dial *737*11#
- To check account details: *737*6*1#
- Funds transfer: To GTBank, dial *737*1*Amount*Account#. To other banks, dial *737*2*Amount*Account#.
- Airtime and data purchase: To buy airtime for yourself, dial *737*Amount#. To buy airtime for other numbers, dial *737*Amount*Number#. To buy data in general, dial *737*4# and follow the prompts.
- To generate OTP: *737*7#
Access Bank USSD codes
- To open an account: Dial *901*0#
- To check account balance: *901*00#
- Funds transfer: *901*Amount*Account Number#.
- Airtime and data purchase: To buy airtime for yourself, dial *901*Amount#. To buy airtime for other numbers, dial *901*Amount*Number#.
Eco Bank USSD codes
- To check balance: Dial *326*0#
- Airtime and data purchase: To buy airtime for yourself, dial *326*Amount#. To buy airtime for other numbers, dial *326*Amount*Number#
Fidelity Bank USSD codes
- To open an account: Dial *770*01#
- To check account balance: *770*00#
- Funds transfer: *770*Account Number*Amount#.
- Airtime purchase: To buy airtime for yourself, dial *770*Amount#. To buy airtime for other numbers, dial *770*Number*Amount#.
First Bank USSD codes
- To check account balance: Dial *894*00# to check balance.
- Funds transfer: Dial *894*Amount*Account Number#.
- Airtime purchase: To buy airtime for yourself, dial *894*Amount#. To buy airtime for other numbers, dial *894*Amount*Mobile Number#.
FCMB USSD codes
- To check account balance: Dial *329*00# to check balance.
- To buy data on any number: Dial *329*1*Mobile Number#
- Funds transfer: Dial *329*Amount*Account number#
- Airtime and data purchase: To buy airtime for yourself, dial *329*Amount#. To buy airtime for other numbers, dial *329*Amount*Mobile Number#.
- DSTV or GOTV subscription: Dial *329*2*Amount*SmartcardNo#
Globus Bank USSD codes
- To open account: Dial *898#, follow prompt.
- Funds transfer: Dial *898*1*Amount*Account number# to Globus Bank. To other banks, dial *898*2*Amount*Account number#
- Airtime purchase: To buy airtime for yourself, dial *898*Amount#
Heritage Bank USSD codes
- To open account: Dial *745#, follow prompt.
- Funds transfer: Dial *745*1*Amount*Account Number# to Heritage Bank. To other banks, dial *745*2*Amount*Account number#
- Airtime purchase: To buy airtime for yourself, dial *745*Amount#. For other numbers, dial *745*Amount*Mobile Number#
Keystone Bank USSD codes
- To open account: Dial *7111#
- Funds transfer: Dial *7111*Amount*Account Number# to Keystone Bank. To other banks, dial *745*Amount*Other Account number#
- Airtime purchase: To buy airtime for yourself, dial *7111*Amount#. For other numbers, dial *7111*Amount*Mobile Number#
Optimus Bank USSD codes
- To open account: Dial *930*0#
- Funds transfer: Dial *930*2#
- Airtime/Data purchase: To buy airtime, dial *930*1#
- Pay Bills: Dial *930*3#
Parallex Bank USSD codes
- To open account: Dial *1242*0#
- Funds transfer: Dial *1242*Amount*Account Number# for Parallex and other banks
- Airtime purchase: To buy airtime for yourself, dial *1242*Amount#. For other numbers, dial *1242*Amount*Mobile Number#
Polaris Bank USSD codes
- To open account: Dial *833*1#
- Funds transfer: Dial *833*3#
- Airtime purchase: To buy airtime for yourself, dial *833*Amount#. For other numbers, dial *833*Amount*Mobile Number#